10 Kamar Rahasia Aneh yang Pernah Ditemukan: Ada Rel Bawah Tanah hingga Terowongan Rahasia
Progressive is a great car insurance company providing low rates and exemplary service. They are very easy to do business with and provide several different ways to purchase a policy. Customers can easily obtain insurance quotes online or by telephone and deal directly with the company or through an authorized Progressive agent. An authorized independent agent can also provide quotes in person at their local office. These attributes are well-known by most consumers.
What is not so well-known is that the price for a policy varies depending on how it is purchased. Each specific risk will have a different price when an authorized Progressive agent is used compared to buying directly from the company. It is a common misconception that price quotes are always higher from an authorized agent compared to one straight from the company.
The misconception of increased rates comes about because a sales commission is paid to the agent. Naturally, this increases the cost of a policy. However, functions performed by the agent replace work required by company personnel and this decreases the cost. Advertising, claims, acquisition, and service costs for each distribution channel are separately determined. For example; agents incur the expense of promoting themselves while the company uses their resources to promote itself. It is easy to see how the company spends a bundle to have Flo, the Progressive girl, appear on television over and over again. Assigning costs to distribution methods enables Progressive to "fine tune" their rate quotes, providing them a competitive advantage.
To ensure the lowest available rate, shoppers need to receive one quote direct from the Company and compare that with a Progressive quote offered by an independent agent. A policyholder receives the same great service from this company no matter how they purchase a policy. Keep in mind that a Progressive authorized agent is independent and has the flexibility to compare quotes, and offer a policy, from a variety of companies. This benefit is available at each renewal providing the independent agent an opportunity to save money for policyholders, again and again
Initially, Progressive offered their products exclusively through independent agents. When the Company began offering policies directly, rates initially remained the same for each distribution channel. At one time, the Company branded separately for the independents with the name "Drive Insurance". This was short-lived in favor of leveraging the one well-known name, Progressive. Experiencing these changes as an independent agent, I believe the current business model (same name, different rates) provides for the lowest overall rates with the least confusion.
With a little knowledge and a lot of shopping, policyholders can significantly lower their cost for car insurance. Progressive is just one excellent company among many to purchase from. Getting quotes from a variety of companies, and through a variety of purchase methods, is the best way to attain a low-cost car insurance policy and the only way to be certain of receiving the lowest Progressive insurance quote available.
Company Direct or Authorized Progressive Agent, rates vary, why pay more? Auto Plus Insurance, Authorized Progressive Agent offers Progressive insurance quotes online through the independent agency distribution channel: http://autoplusinsuranceauthorizedagent.com
Lower your car insurance cost with Progressive insurance quotes online from Auto Plus Insurance, Authorized Progressive Agent. We employ strategies that take advantage of every discount, every rate change, at every renewal and position your policy to qualify for the most preferred rate tiers.
Start today, don't delay: Call: 1-877-WIZ-AUTO (949-2886)
Article Source: https://EzineArticles.com/expert/Clifford_J_Schimek/259660
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