Akibat Sombong Memiliki Kecantikan, Pria Ini Sayat Wajah Cantik Istri Mudanya itu
In Arizona, when you shop around for insurance about 80% of all carriers use credit to help determine your insurance rate.
That is in addition to your zip code, type of car, driving record, age of drivers and coverage.
Currently Congress is considering doing away with credit with respect to insurance. Some members believe it unfairly targets certain groups.
Until that changes, you need to understand that credit is a major reason why your rate is high or lower. Credit is used to determine what interest rate you pay on a car loan or house loan. In much the same way your credit determines your auto insurance premium too.
Credit is often the very first consideration with insurers. They will very often place you into a specific tier (high or low) based on your score. Then other factors are included to give you a final insurance premium.
What's the solution?
For starters, consider using an Independent Insurance Agent to shop for your insurance. They do NOT represent just one company. An Independent Agent will compare rates with carriers who use credit and ones who do not.
If you have a poor credit score, an Independent Agent can target those carriers who do not factor in your credit. Those carriers look at everything else like other companies, but not credit.
The other thing an Independent Agent can do is consider what companies may be more favorable to your age, driving record, and even zip code.
In Arizona, to get a quote from an Independent Insurance Agent visit the following website: Low Cost Arizona Auto Insurance Quote.
Gary Brown is principal owner of Choice Insurance of Arizona. He has been serving Arizona residents for Arizona Auto Insurance, Arizona Homeowner Insurance, Phoenix Life Insurance, and Arizona Long Term Care Insurance for nearly 14 years. Find his website at Arizona Auto Insurance Quote and Arizona Homeowner Insurance.
Article Source: http://EzineArticles.com/expert/Gary_Brown/87014
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